First Home Loan :: Ebooks

Free Download

The Great Australian Side-Hustle

Filled with over 50 creative ideas for earning extra money online and offline, this book has something for everyone. From renting out a spare room on Airbnb to offering your services as a personal shopper or tutor, you'll find a wide variety of side hustle ideas to choose from. In addition to the ideas, you'll also find valuable tips for success to help you turn your side hustle into a profitable and rewarding venture. So don't wait any longer, download your free copy of "The Great Australian Side Hustle" now and start your journey towards financial freedom today!
Download PDF
Open FlipBook

Finance News

Why Affordable Properties May Become More Competitive
Why Affordable Properties May Become More Competitive
16 Sep 2026: Paige Estritori
Fresh property market commentary suggests competition is increasingly concentrating around the more affordable end of the housing market. While premium homes may move at a different pace, many buyers are turning their attention to units, townhouses and smaller houses that appear closer to reach. For first home buyers, that shift can be encouraging, but it can also make entry-level properties feel more crowded. - read more
Why Home Insurance Is Now a Bigger First-Home Budget Item
Why Home Insurance Is Now a Bigger First-Home Budget Item
09 Sep 2026: Paige Estritori
Recent property and finance reporting suggests home insurance is becoming a more important affordability test for first home buyers, not just a post-settlement detail. Premiums remain under pressure from severe weather risk, higher rebuilding costs and insurer pricing changes, and that can flow directly into the budget a lender expects you to manage. - read more
Why Lower Savings Rates Could Slow Your First-Home Deposit Plan
Why Lower Savings Rates Could Slow Your First-Home Deposit Plan
02 Sep 2026: Paige Estritori
Recent savings market reporting suggests Australian banks are continuing to adjust high-interest savings and bonus saver accounts as the interest rate cycle changes. For first home buyers, this may sound like a side issue compared with house prices or loan rates, but it can directly affect how quickly a deposit grows. - read more
Why the Home Loan Stress Test Still Matters for First Buyers
Why the Home Loan Stress Test Still Matters for First Buyers
26 Aug 2026: Paige Estritori
Australia’s home loan market is showing signs of renewed competition, with some lenders adjusting rates and sharpening offers for borrowers with strong applications. For first home buyers, that can sound like a welcome shift after a long stretch of affordability pressure. But one important hurdle remains firmly in the background: the serviceability buffer. - read more
Click for more Finance News
Home Loan Articles

First Home Loan Options: Navigating the Different Loan Types Available
First Home Loan Options: Navigating the Different Loan Types Available
Buying your first home is an exciting milestone, marked by significant decisions that can impact your financial future. One of the most crucial decisions you'll face is selecting the right home loan. Understanding the different types of loans available is not just beneficial; it's essential for every first-time home buyer. - read more
First Home Buyer Costs in Australia: Upfront and Ongoing Expenses Explained
First Home Buyer Costs in Australia: Upfront and Ongoing Expenses Explained
Buying your first home involves more than saving a deposit. This guide explains the upfront, settlement and ongoing costs Australian first home buyers may need to budget for. - read more
Essential Tips to Boost Your Loan Eligibility as a First-Time Homebuyer
Essential Tips to Boost Your Loan Eligibility as a First-Time Homebuyer
Welcome to our deep dive into the world of loan eligibility for first-time homebuyers in Australia. Buying your first home is both an exciting and daunting experience. Fortunately, you're not alone on this journey. This article aims to arm you with the essential tips and insights needed to boost your loan eligibility as a first-time buyer. - read more
How the First Home Buying Process Works in Australia
How the First Home Buying Process Works in Australia
A step-by-step guide to the first home buying process in Australia, from budgeting and loan preparation through to making an offer, formal approval, settlement and post-settlement responsibilities. - read more

Knowledgebase
Balloon Payment:
A large payment due at the end of a balloon loan, usually after a series of smaller payments.

Quick Links: | First Homebuyer Loan | First Home Loan | First Time Homebuyer Mortgage | Low Deposit Home Loans | First Home Loan Deposit Scheme | Government Grants For First Home Buyers | Buying Your First Home Australia | Home Loan Comparison Australia | First Homebuyer Eligibility | Best Home Loans For First Home Buyers | Mortgage Broker First Home Buyer
This website is owned and operated by Clark Family Pty Ltd (ACN 010 281 008) as Trustee for the Clark Family Trust (ABN 35 957 893 714), 43 Larch Street Tallebudgera QLD 4228. First Home Loan publishes general educational information, tools and resources for Australian first-home buyers. The website may display third-party advertising.
IMPORTANT: This website provides general educational information and tools. The information does not take into account your objectives, financial situation or needs and is not personalised financial, credit or insurance advice. We do not accept applications, quote requests or borrowing enquiries, provide credit assistance, or refer visitors to brokers, lenders or insurers. We do not select, recommend or arrange products or providers for you. Consider seeking advice from an appropriately licensed professional before making financial decisions. You should independently verify the credentials and licensing of any adviser or provider you engage. Visit the ASIC website for further information.