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First Home Loan Site Map

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::	Compare Rates Get a free First Home Loan quote, compare rates and get a free eligibility assessment
::	Financial Calculators Feel free to use our free First Home Loan calculators Check out our Calculators Home Loan Repayment Calculator Fortnightly Repayment Calculator Life Insurance Calculator Income Protection Insurance Calculator
::	Latest News Real-time headlines and site updates from First Home Loan Read our News Articles First Home Buyer Guarantee Now Available with 5% Deposit In a significant move to assist first-time homebuyers, the Australian government has expedited the commencement of the First Home Buyer Guarantee, now effective from October 2025. APRA Sets New Limits on High Debt-to-Income Home Loans The Australian Prudential Regulation Authority (APRA) has announced a new measure to cap high debt-to-income (DTI) home loans, effective from February 2026. CBA Warns of Unsustainable Home Loan Demand The Commonwealth Bank of Australia (CBA), the nation's largest lender, has raised concerns over the current high demand for home loans, suggesting that such levels are unsustainable and could pose risks to long-term financial stability.
::	Informative Articles Explore in-depth information, articles and opinions here on the First Home Loan website courtesy of money-tips.com.au Read our Articles First Home Loan Options: Navigating the Different Loan Types Available Buying your first home is an exciting milestone, marked by significant decisions that can impact your financial future. One of the most crucial decisions you'll face is selecting the right home loan. Understanding the different types of loans available is not just beneficial; it's essential for every first-time home buyer. Navigating Government Grants: A First-Time Homebuyer's Guide For many Australians, purchasing a home is one of the biggest financial commitments they will undertake. As a first-time home buyer, navigating the financial landscape can be daunting. How to Increase Your Chances of Loan Pre-Approval as a First-Time Homebuyer Welcome! Embarking on the journey to homeownership is both exciting and daunting, especially for first-time buyers in Australia. One vital step in this process is understanding loan pre-approval and how it can shape your path to securing your dream home.
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Finance News

First Home Buyer Guarantee Now Available with 5% Deposit

17 Dec 2025: Paige Estritori

In a significant move to assist first-time homebuyers, the Australian government has expedited the commencement of the First Home Buyer Guarantee, now effective from October 2025. This initiative enables eligible individuals to purchase a property with as little as a 5% deposit, eliminating the need for Lenders Mortgage Insurance (LMI), which can often be a substantial financial burden. - read more

APRA Sets New Limits on High Debt-to-Income Home Loans

17 Dec 2025: Paige Estritori

The Australian Prudential Regulation Authority (APRA) has announced a new measure to cap high debt-to-income (DTI) home loans, effective from February 2026. This decision aims to curb potential risks in the housing market by limiting the proportion of new home loans that exceed a DTI ratio of six times the borrower's income. - read more

CBA Warns of Unsustainable Home Loan Demand

17 Dec 2025: Paige Estritori

The Commonwealth Bank of Australia (CBA), the nation's largest lender, has raised concerns over the current high demand for home loans, suggesting that such levels are unsustainable and could pose risks to long-term financial stability. - read more

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Home Loan Articles

First Home Loan Options: Navigating the Different Loan Types Available

Buying your first home is an exciting milestone, marked by significant decisions that can impact your financial future. One of the most crucial decisions you'll face is selecting the right home loan. Understanding the different types of loans available is not just beneficial; it's essential for every first-time home buyer. - read more

How to Increase Your Chances of Loan Pre-Approval as a First-Time Homebuyer

Welcome! Embarking on the journey to homeownership is both exciting and daunting, especially for first-time buyers in Australia. One vital step in this process is understanding loan pre-approval and how it can shape your path to securing your dream home. - read more

Navigating Government Grants: A First-Time Homebuyer's Guide

For many Australians, purchasing a home is one of the biggest financial commitments they will undertake. As a first-time home buyer, navigating the financial landscape can be daunting. This is where government grants come into play, offering much-needed support and financial relief to those entering the property market for the first time. - read more

Knowledgebase

Second Mortgage:
A type of subordinate mortgage made while an original mortgage is still in effect.

This website is owned and operated by Clark Family Pty Ltd (ACN 010 281 008) as Trustee for the Clark Family Trust (ABN 35 957 893 714), 43 Larch Street Tallebudgera QLD 4228. Clark Family Pty Ltd is an Authorised Representative (AR 1298860) of Unique Group Broker Services Pty Ltd (AFSL 509434) for financial product referrals and an Authorised Credit Representative (ACR 401491) of Saccasan Pty Ltd (ACL 386297). Check our licensing details on the ASIC registers: Clark Family Pty Ltd ACR, Clark Family Pty Ltd AR, Saccasan Pty Ltd, Unique Group Broker Services.

IMPORTANT: We do not provide financial product advice or credit assistance. We act solely as an introducer and refer enquiries to licensed third-party intermediaries, insurers, and lenders - with whom you can then deal directly. We may receive a fee or commission from these third parties in consideration for the referral. Before any action is taken to obtain a product or service referred to by this website, advice should be obtained (from either the third party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs. Whilst we have our own process for validating the legitimacy of our referral partners, you should always verify the credentials of your financial adviser before proceeding with recommendations that they may present. Visit the ASIC website for further information.