First Home Loan :: Calculators

First Home Loan Financial Calculators

First Home Loan is pleased to provide you with the following calculators to assist you on your financial journey.

Available Calculators

Calculate home loan repayments with our Home Loan Repayment Calculator. View detailed amortization charts, compare loan terms, and plan your mortgage with confidence.

Fortnightly Repayment Calculator

See how switching from monthly to fortnightly repayments could save you money. Use our Fortnightly Repayment Calculator to compare schedules and reduce your mortgage faster.

Life Insurance Calculator

Estimate your life insurance needs with our Life Insurance Calculator. Work out the right level of cover to protect your family and secure their financial future.

Income Protection Insurance Calculator

Find out how much monthly disability income protection insurance you qualify for. Use our calculator to estimate cover levels tailored to your income and needs.

'Calculator results are estimates only and not quotes. Actual quotes will be provided by licensed brokers after you submit an enquiry.'

Finance News

More Low-Deposit Support Puts First-Home Buyers Back in the Race

29 Jul 2026: Paige Estritori

A fresh release of Home Guarantee Scheme places has put low-deposit buying back in focus for Australians trying to move from renting or living at home into their first property. For buyers who have been saving steadily but feel the deposit target keeps shifting further away, the scheme can make a meaningful difference. - read more

Why Cheaper Building Cost Growth May Not Mean Cheaper First Homes

22 Jul 2026: Paige Estritori

Fresh housing market analysis points to a frustrating reality for Australians hoping to build their first home: construction cost growth is cooling, but the total price of getting into a new property is not necessarily becoming easier to manage. - read more

What Cooling Auctions and Tight Housing Supply Mean for First Home Buyers

15 Jul 2026: Paige Estritori

Australia’s housing market is sending mixed signals, and for first home buyers that can feel both encouraging and confusing. The latest property commentary points to a market where buyer confidence has softened, auction clearance rates are well below last year’s levels, and some vendors may be more willing to negotiate. At the same time, the bigger affordability problem has not disappeared. - read more

Could Falling House Prices Help First Home Buyers?

08 Jul 2026: Paige Estritori

Australia's housing slowdown is no longer just a Sydney and Melbourne story. Fresh reporting on the property market points to falling national dwelling values in June, with Sydney and Melbourne leading the decline and growth cooling in several other capitals. For first home buyers, that sounds like welcome news after years of rising prices, stretched deposits and fierce competition for entry-level homes. - read more

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Home Loan Articles

Navigating Government Grants: A First-Time Homebuyer's Guide

For many Australians, purchasing a home is one of the biggest financial commitments they will undertake. As a first-time home buyer, navigating the financial landscape can be daunting. This is where government grants come into play, offering much-needed support and financial relief to those entering the property market for the first time. - read more

How to Increase Your Chances of Loan Pre-Approval as a First-Time Homebuyer

Welcome! Embarking on the journey to homeownership is both exciting and daunting, especially for first-time buyers in Australia. One vital step in this process is understanding loan pre-approval and how it can shape your path to securing your dream home. - read more

Essential Tips to Boost Your Loan Eligibility as a First-Time Homebuyer

Welcome to our deep dive into the world of loan eligibility for first-time homebuyers in Australia. Buying your first home is both an exciting and daunting experience. Fortunately, you're not alone on this journey. This article aims to arm you with the essential tips and insights needed to boost your loan eligibility as a first-time buyer. - read more

First Home Loan Options: Navigating the Different Loan Types Available

Buying your first home is an exciting milestone, marked by significant decisions that can impact your financial future. One of the most crucial decisions you'll face is selecting the right home loan. Understanding the different types of loans available is not just beneficial; it's essential for every first-time home buyer. - read more

Knowledgebase

Equity Release:
A way for homeowners to release cash from the value of their home, either as a lump sum or in installments, while still living in the property.

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